Chinatrust Bank Salary Strech
Chinatrust Bank Salary Strech Loan Qualification:
- Must be a Filipino citizen
- Must be 23 to 60 yrs old(upon loan maturity)
- Must be a regular employee
- Must have a rate of 15,000/mo(manila) or 12,000/mo(Provincial Area)
- Must be at least 1 year in current job.(2 Years if call center)
- Must be working within servicable perimeter area
- Credit card is not required
Chinatrust Bank Salary Strech Loan Requirements:
Clear copy of the following documents...
- Company ID with 3 specimen signatures
- Any Goverment-issued ID(PRC, Passport, Tin, etc...)
- Latest Income Tax Return(ITR 2008 or 2007)
- Latest Certificate of Employment(COE) - If required see list below
- Latest 1 month paysli, 3 months if call center.
Note: other documents may still be needed
Amortization Table
|
Loan Amount
|
Monthly Payments
|
|||
|
12 months
|
18 months
|
24 months
|
36 months
|
|
|
30,000
|
2,917.00
|
2,113.67
|
1,727.00
|
1,310.33
|
|
50,000
|
4,861.67
|
3,522.78
|
2,878.33
|
2,183.89
|
|
100,000
|
9,723.33
|
7,045.56
|
5,756.67
|
4,367.78
|
|
150,000
|
14,585.00
|
10,568.33
|
8,635.00
|
6,551.67
|
|
200,000
|
19,446.67
|
14,091.11
|
11,513.33
|
8,735.56
|
|
250,000
|
24,308.33
|
17,613.89
|
14,391.67
|
10,919.44
|
|
300,000
|
29,170.00
|
21,136.67
|
17,270.00
|
13,103.33
|
|
350,000
|
34,031.67
|
24,659.44
|
20,148.33
|
15,287.22
|
|
400,000
|
38,893.33
|
28,182.22
|
23,026.67
|
17,471.11
|
|
450,000
|
43,755.00
|
31,705.00
|
25,905.00
|
19,655.00
|
|
500,000
|
48,616.67
|
35,227.78
|
28,783.33
|
21,838.89
|
|
600,000
|
58,340.00
|
42,273.33
|
34,540.00
|
26,206.67
|
|
700,000
|
68,063.33
|
49,318.89
|
40,296.67
|
30,574.44
|
|
800,000
|
77,786.67
|
56,364.44
|
46,053.33
|
34,942.22
|
|
900,000
|
87,510.00
|
63,410.00
|
51,810.00
|
39,310.00
|
|
1,000,000
|
97,233.33
|
70,455.56
|
57,566.67
|
43,677.78
|
Above is the Chinatrust Salary Strech loan Amortization table.
They have 4 terms of payment mode
- 12 months term: 1.39% interest per month
- 18 months term: 1.49% interest per month
- 24 months term: 1.59% interest per month
- 36 months term: 1.59% interest per month
Base on your monthly net income you can loan from 20,000 pesos to 1 Million pesos. So the longer term of payment mode you choose, the lower the monthly amortization amount yet the higher the interest rate per month. So choose wisely base on your financial needs.
Tags:
Employment and Residence must be within the Perimeter Service Area(WIPSA)
Metro Manila : Mandaluyong Manila Marikina Pasig Caloocan LasPinas Makati Malabon Muntinlupa Navotas Paranaque Pasay Pateros Quezon City San JuanTaguig Valenzuela
Cavite: Bacoor Carmona Cavite Dasmarinas Imus Kawit Naic Noveleta Rosario Tagaytay Trece Marteres Gen. Trias Silang GMA
Laguna: Binan Cabuyao Calamba Los Banos San Pablo San Pedro Santa Rosa
Batangas: Batangas City Lipa Malvar Tanauan Sto. Tomas
Rizal: Angono Antipolo Binangonan Cainta San Mateo Taytay Montalban (Rodriguez)
Bulacan: Meycauayan Marilao Bocaue Malolos Balagtas San Jose Del Monte Sta. Maria Guiguinto Obando Plaridel Bulacan, Bulacan Hagonoy
Pampanga: San Fernando Angeles Mabalacat Dau Porac Apalit Calumpit Guagua Mexico Magalang Sta. Rita San Simon Lubao Bacolor Sta. Ana Sasmuan
Tarlac: Bamban Tarlac City Capas Gerona Concepcion
Davao City: Davao City Tagum Digos, Davao del Sur Panabo Sta Cruz, Davao del Sur Toril
Cebu: Cebu City Mandaue Lapu-lapu Talisay Consolacion Lilo-an Compostela Danao Naga San Fernando Carcar Guadalupe Busay (Cebu Plaza and GMA Complex)
Zambales: Subic Olongapo San marcelino Castillejos
Bataan: Balanga Mariveles Dinalupihan Hermosa Orani Abucay Orion Limay
Partial Lists of COE Required Companies:
1. All call centers
2. All embassies
3. ABS-CBN
4. Accenture
5. AIG
6. Amkor Technology
7. Amway
8. Astec
9. Ateneo
10. CEU
11. Chinese General Hospital
12. Citibank
13. Colgate-Palmolive
14. Dela Salle University (All branches)
15. Duty Free
16. Financial Times
17. Globe
18. GMA
19. Hewlett Packard
20. IBC 13
21. Intel
22. Inter Phil. Lab
23. Kimberly Clark
24. Kraft Phils
25. Lyceum
26. Mercury Drug
27. Mitsubishi
28. Monde-Nissin
29. Nestle Phils
30. Our Lady of Lourdes
31. Pfizer
32. PGH
33. Philips
34. Philtec
35. Platinum Plans
36. PLDT
37. Prudential Guarantee/Life
38. ROHM (all affiliates)
39. Rustans Marketing (all affiliates)
40. Smart
41. Tollways Management
42. UCPB General Insurance
43. Unilab
44. Unilever
45. SSS
46. Arellano University
47. Citibank Saving
48. Citifinancial
49. Coca Cola Far East Ltd
50. Hitachi Global Storage
51. Honda Cars Phils Inc.
52. HSBC
53. Landbank of the Phils.
54. NAMRIA
55. Oracle Phils Inc.
56. Scanasia Overseas Inc.
57. SM and all subsidiaries
58. University of the Philippines
59. Watson
Partial List of High Approval Rate Companies
| 1 | ABN-AMRO Bank, Inc. |
| 2 | AIG Philam Bank |
| 3 | Al Amanah Islamic Investment Bank of the Philippines |
| 4 | Allied Banking Corporation |
| 5 | ANZ Banking Group, Ltd./ANZ Banking Corp |
| 6 | Asia United Bank Corporation |
| 7 | Asian Development Bank |
| 8 | Banco de Oro-EPCI Inc. |
| 9 | Bangko Sentral ng Pilipinas |
| 10 | Bangkok Bank Public Company, Ltd.-Manila Branch |
| 11 | Bank of America, N.A. |
| 12 | Bank of China - Manila Branch/limited |
| 13 | Bank of Commerce |
| 14 | Bank of the Philippine Islands |
| 15 | Bank of Tokyo-Mitsubishi, UFJ, Ltd.-Manila Branch |
| 16 | BDO Private Bank, Inc. |
| 17 | China Banking Corporation |
| 18 | Citibank, N.A. (Phils.) |
| 19 | Deutsche Bank AG |
| 20 | Development Bank of the Philippines |
| 21 | Export & Industry Bank |
| 22 | ING Bank N.V.-Manila Branch |
| 23 | International Commercial Bank of China |
| 24 | JP Morgan Chase Bank |
| 25 | Korea Exchange Bank |
| 26 | Land Bank of the Philippines |
| 27 | Maybank Philippines, Inc. |
| 28 | Metropolitan Bank & Trust Company |
| 29 | Mizuho Corporate Bank, Limited, Manila Branch |
| 30 | Philippine Bank of Communications |
| 31 | Philippine National Bank |
| 32 | Philippine Trust Company |
| 33 | Philippine Veterans Bank |
| 34 | Rizal Commercial Banking Corporation |
| 35 | Security Bank Corporation |
| 36 | Standard Chartered Bank |
| 37 | The Hongkong and Shanghai Banking Corporation, Ltd. |
| 38 | Union Bank of the Philippines |
| 39 | United Coconut Planters Bank |
| 40 | United Overseas Bank Philippines |
| 41 | East West Banking corporation |
| 42 | American Express Savings Bank |
| 43 | BPI Family bank |
| 44 | Citi Savings Bank |
| 45 | GE money Bank |
| 46 | HSBC Savings Bank |
| 47 | Philippine Savings Bank |
| 48 | RCBC Savings Bank |
| 49 | Robinsons Savings Bank |
| 50 | Chase Manhattan |
| 51 | The Bank of Tokyo-Mitsubishi UFJ,LTD |
Quick Guide to Professional Loan
Chinatrust Bank Professional Loan
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